Terms of Service

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Last Updated: March 9, 2026

Welcome to Layhan Capital LLC (“we,” “us,” “our”). These Terms of Service (“Terms”) govern your access to and use of our website, located at https://layhancap.com/, and our commercial lending and brokerage services. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please refrain from using our website or services.

1. Acceptance and Eligibility

By using our website, you represent that you are at least 18 years of age and possess the legal capacity to enter into binding contracts. These services are intended for business and commercial use only.

2. Use of Services and Account Registration

You agree to provide accurate, current, and truthful information at all times. Any unauthorized use, tampering, or interference with our website’s operation is strictly prohibited. If you create an account, you are responsible for maintaining the confidentiality of your login credentials. We reserve the right to suspend accounts suspected of fraudulent activity.

3. SMS/MMS Mobile Messaging Terms

By providing your phone number and opting in to receive communications from Layhan Capital LLC, you agree to the following:

Consent: You expressly consent to receive recurring text messages (SMS and MMS) from Layhan Capital LLC regarding loan updates, reminders, and service information.

Opt-Out: You can cancel the SMS service at any time. Just text "STOP" to our number. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.

Help: If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or email us at info@layhancap.com.

Interruption: Carriers are not liable for delayed or undelivered messages.

Fees: As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

4. Intellectual Property

All content on this website—including logos, text, images, designs, and software—is the property of Layhan Capital LLC and is protected by international copyright and trademark laws. You may not reproduce or distribute any content without prior written permission.

5. Third-Party Links

Our website may link to external sites for convenience. We are not responsible for the content, availability, or privacy practices of those third-party sites.

6. Disclaimer of Warranties

Our services and website are provided on an “as is” and “as available” basis without any express or implied warranties, including but not limited to implied warranties of merchantability or fitness for a particular purpose.

7. Limitation of Liability

Layhan Capital LLC shall not be liable for any indirect, incidental, special, or consequential damages, or any loss of profits or revenues, resulting from your use of or inability to use our website or services.

8. Indemnification

You agree to indemnify and hold harmless Layhan Capital LLC and its officers from and against all losses, expenses, and costs, including reasonable attorneys’ fees, resulting from any violation of these Terms by you.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of New York, without giving effect to any principles of conflicts of law.

10. Modification of Terms

We reserve the right to update these Terms at any time. Your continued use of the website following any changes indicates your acceptance of the revised Terms.

11. Contact Information

For any questions regarding these Terms, please contact us at:

Email: info@layhancap.com